Final Expense

What You Should Know

Final expense insurance is designed to cover the costs that come at the end of life: funeral and burial, outstanding medical bills, and small debts. Coverage amounts are modest and premiums are designed to stay affordable.

Many plans require no medical exam — just a few health questions — which makes coverage accessible even later in life.

What's Included

• ✓Whole life coverage that never expires as long as premiums are paid
• ✓Typically no medical exam required
• ✓Fixed premiums that won't increase with age
• ✓Benefits paid directly to your chosen beneficiary
• ✓Coverage amounts sized to real end-of-life costs